Getting hurt in an Uber crash raises questions you don’t face in an ordinary motor vehicle accident. Was the driver on the app? Which insurance policy applies? How will your medical bills and lost income be covered? The answers matter because they shape the outcome of your case.
At Puff Law, our personal injury attorneys in Woodbury, NJ, help injured riders, drivers, and pedestrians cut through the confusion and hold Uber’s insurers accountable so that you can recover the full extent of your crash-related damages.
The Impact of Uber Accidents on Victims
When an Uber crashes, the people inside often suffer the worst of it. Riders don’t have seatbelts on as often as drivers. They may walk away with torn ligaments from being jolted sideways, head trauma from striking the interior panels, or whiplash that lingers for months. Pedestrians and cyclists struck by Uber vehicles face even greater risks. They may suffer crushed limbs, lasting nerve damage, or worse.
We have seen clients go from full independence to relying on relatives for basic needs almost overnight. It’s not just the pain, but mostly the loss of control, the frustration of missing paychecks, and the uncertainty of whether you’ll ever get back to normal.
Understanding Uber’s Complex Insurance Coverage
Uber accidents fall into a complicated insurance system. New Jersey law requires rideshare companies to carry insurance that shifts depending on the driver’s status. When a rideshare driver isn’t logged into the Uber app, only their personal auto insurance is in play. Once they switch the app on, Uber’s coverage may apply. However, coverage limits range from $50,000 to $1.5 million, depending on whether they’re waiting for a ride request, driving to pick up a passenger, or carrying someone.
While these policies sound generous, in practice, insurers usually look for ways to deny or minimize claims. They may argue the driver was not active in the app or suggest your injuries are not as severe as your medical records show. That’s where our dedicated accident attorneys at Puff Law come in. They can show exactly what stage of the ride you were in during the crash and fight to make sure the right policy pays.
How We Build Your Claim
Uber has teams of attorneys and adjusters specifically trained to limit payouts. Fortunately, our personal injury lawyers know how to determine whether Uber’s $1.5 million policy applies. They can likewise gather the evidence the insurer doesn’t want to see and negotiate with the leverage that comes from being ready to take the case to trial if needed.
From start to finish, we’ll make sure you know what’s happening with your case. Let our Woodbury, NJ, Uber accident attorneys handle sorting through these tangled insurance issues and pressing for accountability so that you can focus on healing.
Trusted Uber Accident Lawyers in Woodbury, NJ
If you or a loved one has suffered injuries in an Uber crash, don’t hesitate to discuss your case with our Woodbury, NJ, Uber accident attorneys. Learn how they can help and schedule your confidential consultation by reaching Puff Sierzega & MacFeeters Law Offices online or at 856-845-0011.
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