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Consumer Law Attorneys in Woodbury, NJ

For over 40 years, families across Gloucester and Camden Counties have trusted us to fight consumer fraud and unfair practices. At Puff Law, we stand beside you with the guidance and advocacy you deserve.

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The Puff, Sierzega & MacFeeters consumer law attorneys are intimately familiar with the Consumer Fraud Act (“CFA”) and the CFA’s interplay with New Jersey case law. The New Jersey Consumer Fraud Act, codified in N.J.S.A. 56:8-1 et seq., is among the most consumer-friendly laws in the country. In New Jersey, our courts have consistently interpreted the Act’s consumer protection laws liberally, resulting in enhanced consumer protection.

Understanding the New Jersey Consumer Fraud Act

Our business law attorneys are intimately familiar with the Consumer Fraud Act (“CFA”) and the Act’s interplay with New Jersey case law. The purpose of the CFA continues to be upheld by our state courts, which is to provide individuals with private causes of action to fight unlawful and unconscionable commercial practices.

In addition, the CFA attempts to promote truth and fair dealing in the marketplace, compensate victims for actual losses, punish wrongdoer merchants, deter future commercial misconduct, and attract competent counsel for private enforcement of the Act’s powers. In an effort to uphold the purpose of the CFA, its scope continues to expand.

Bringing a Consumer Fraud Act (CFA) Claim in New Jersey

To file a claim under the New Jersey Consumer Fraud Act (CFA), several conditions must be met:

  1. Eligible Plaintiff The person bringing the claim must fall within the CFA’s broad definition of “person.” This includes individuals, legal representatives, partnerships, corporations, trusts, business entities, associations, and their agents, employees, officers, directors, or members.
  2. Unlawful Conduct by a Merchant The claim must involve unlawful conduct by a merchant in connection with the sale of goods or services. Unlawful conduct may include:
    • Per se violations are defined by statute or administrative code.
    • Affirmative acts, such as:
      • Unconscionable business practices
      • Fraud or deception
      • False promises or misrepresentations (statements of fact that are false, material to the transaction, and made to induce a purchase).
    • Knowing omissions, such as concealment, suppression, or failure to disclose material information.
  3. Connection to the Sale or Service The unlawful conduct must occur either during the sale of goods/services or in the merchant’s performance afterward.
  4. Ascertainable Loss The claimant must have suffered an actual, measurable financial loss of money or property.
  5. Causal Relationship There must be a clear connection between the unlawful conduct and the financial loss suffered.

To schedule a consultation or to speak with one of our consumer law attorneys, please call our office at (856) 845-0011 or email us online.